Payment Infrastructure
Card, bank transfer, crypto, and e-wallet acceptance. AML and chargeback shields. Withdrawal queue, settlement reconciliation, and tenant-level routing. Payment infrastructure for a trading platform, not a generic checkout.
Payment rails that match broker regulatory posture.
What ships
A trading platform's payment profile is nothing like a generic checkout. High-value deposits, mandatory AML, chargeback-prone card rails, crypto preferred by many traders. Each rail needs its own posture and so does the reconciliation.
Deposits in and payouts out. Each path has its own rules, reporting, and audit trail.
Card, bank transfer, crypto, and e-wallet acceptance in a unified checkout. Each rail routed to the right provider by trader country, currency, and deposit size. AML runs on every deposit above threshold.
Withdrawal queue with KYC gate, source-of-funds check, and operator approval for large payouts. Payouts to the original deposit rail where possible to satisfy AML travel rule and reduce chargeback exposure.
Multi-Rail Acceptance
Credit and debit cards, SEPA and SWIFT bank transfers, major stablecoins and Bitcoin, Skrill, Neteller, and regional e-wallets. Trader sees the rails available in their country, pre-selected to the one most likely to settle.
Card
40+
Crypto
50+
E-wallet
80+
SWIFT
20+
Local rail
15+
SEPA
10+
Instant Deposits
The deposit webhook debits trader balance in real time as rails confirm. Crypto confirmations trigger balance credit at N confirmations configured per asset. Card and e-wallet credit immediately. Bank transfers credit on settlement with a holding note on the deposit history.
Withdrawal Queue
Every withdrawal above a configurable threshold goes to an operator queue. KYC status, source-of-funds check, and velocity history visible at a glance. Approve, hold, or reject with reason. All actions logged in the audit trail.
Payouts route to the original deposit rail. That is the AML-correct path and the one that avoids a travel rule flag.
Chargeback Shield
3-D Secure enforcement, device-fingerprint match against prior deposits, velocity throttle, high-risk-country step-up, trader age gate. Chargebacks that still occur route to the dispute workflow with evidence pack auto-prepared.
Settlement Reconciliation
Provider settlement reports import automatically overnight. Each payout matches to the trader withdrawal that triggered it. Discrepancies surface with the specific entry, not just an aggregate mismatch. Operator closes books knowing payment movements and trader balances agree.
Common questions
No hand-waving.
Yours. The trading platform connects to merchant accounts you hold with the acquirer of your choice. Funds settle to your bank account on the provider's standard schedule. Payment risk and liquidity stay with you, not us.
Card acquiring through Stripe or Checkout.com, bank transfer via SEPA and SWIFT, crypto via Fireblocks or BitGo custody, Skrill and Neteller e-wallets, PIX in Brazil, UPI in India, and local rails per region that we extend on request. Each rail routes through its native provider.
3-D Secure 2 enforcement reduces card chargebacks substantially. For disputes that do occur, we auto-prepare the evidence pack: 3DS result, device fingerprint, IP, trader KYC, trading activity, deposit history. Operator reviews and submits the response from the admin dashboard.
Supported assets: Bitcoin, Ethereum, USDT and USDC on major chains, BUSD, and a configurable allowlist. Confirmation count per asset is operator-set. Custody is through a regulated custodian (Fireblocks or BitGo) under your account, with per-trader deposit addresses.
Rules you configure per threshold. KYC on first deposit above the configurable floor, enhanced due diligence above a second threshold, PEP and sanctions screening on every withdrawal, travel-rule-compliant metadata on crypto moves. Operator sees flags per trader.
Yes. The integration is provider-agnostic within each rail. If you already have a Stripe or Checkout.com account, your SEPA bank, a specific crypto custodian, we connect those. Switching providers later is a configuration change, not a code change.
Rails that fit a broker
Card, bank, crypto, e-wallet. AML, chargeback shield, withdrawal queue, settlement reconciliation. All under your brand with your own merchant accounts.
Deposits and withdrawals, operated by you.
